Looking for a PocketGuard MCP server?
PocketGuard has no MCP server and its best features sit behind a paywall. MyFinance MCP is free while in beta, open source, and lives inside Claude or ChatGPT.
No, PocketGuard has no MCP server.
No. The Model Context Protocol (MCP) is the open standard that lets AI assistants like Claude and ChatGPT use outside tools, and PocketGuard does not publish an MCP server. Its "In My Pocket" simplicity is also fenced by the Plus subscription for features like unlimited budgets. MyFinance MCP has one tier: everything, free while in beta, open source.
The same tracking, just by talking
Plain-language logging
"Spent 24.50 eur on groceries at Lidl" is the whole workflow. Category, currency and date extracted for you.
Receipt photos
Snap a receipt; your AI parses it in the chat and saves the line items. Images never reach the server.
Statement import
Drop a CSV or PDF export: hundreds of rows in one call, duplicates detected, totals reconciled.
Budgets
Monthly caps per category or overall, with live progress. Alerts only when you actually exceed one.
Any currency
Log in whatever you paid in; summaries answer in your base currency with the rate frozen at transaction date.
Open source and yours
MIT-licensed. Full CSV export anytime, instant account deletion, self-hosting supported.
How they stack up
PocketGuard
- No MCP server; can't run inside Claude or ChatGPT
- Free tier with key features behind Plus
- US bank linking at the core
- Another app, another account
MyFinance MCP
- Built as an MCP server: lives inside your AI
- One tier: everything free while in beta
- Any currency, any bank via statement import
- Open source (MIT), export and delete anytime
PocketGuard's "how much can I spend today" number is a genuinely useful idea. Ask your AI the same question here; the answer is computed from your budgets in SQL.
Simplicity without the paywall
PocketGuard sells simplicity in a freemium wrapper: the moment you want more budgets or custom categories, you meet the subscription. Here the workflow is one sentence in a chat, and there is nothing to upgrade to; every feature ships to everyone.
Export your transactions as CSV from PocketGuard and drop the file into the chat; the importer deduplicates and reconciles the total. From then on, "can I afford dinner out this week?" is a question for your AI, answered from your real numbers.
Connect in under a minute
Works with any MCP client that supports OAuth 2.0 with PKCE. On first connect you sign in with Google or register with an email and password.
- Open Claude and click Customize
- Click Connectors
- Click +, then Add custom connector
- Name it, for example "MyFinance"
- Paste https://myfinance-mcp.com/mcp into Remote MCP server URL
- Leave the OAuth Client ID and Client Secret fields empty
- Click Add, then Connect and sign in
On ChatGPT: Settings, then Apps, then Create app with the same URL using OAuth. Full guide on the home page.
Questions, answered
Does PocketGuard have an MCP server?
No official hosted one. PocketGuard cannot run inside Claude or ChatGPT directly. MyFinance MCP is built as an MCP server, so it connects with one URL and an OAuth sign-in.
Is anything in MyFinance MCP paywalled?
No. Everything is free while in beta: budgets, statement import, receipts, export. No ads, no card required.
Is MyFinance MCP free?
Yes, free while in beta. No ads, no card required. It is open source under MIT, so self-hosting is always an option too.
Does it work with ChatGPT?
Yes. Settings, then Apps, then create a custom app with the server URL using OAuth. It works on every ChatGPT plan, and with Claude, Cursor, Windsurf and any MCP client with OAuth.
Is my data private?
Your data is linked to your account and only you can access it. EU hosting, row-level isolation, no amounts or merchants in server logs, and receipt photos never reach the server at all.
Last updated: July 16, 2026.
Mint, YNAB, Monarch Money, Lunch Money, Copilot Money, Actual Budget, Firefly III, PocketGuard and other product names are trademarks of their respective owners. MyFinance MCP is an independent, open-source project and is not affiliated with or endorsed by them. Comparisons reflect publicly available information at the time of writing and may change.