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Mint alternative

Looking for a Mint MCP server?

Mint never had one, and Intuit shut the app down in 2024. MyFinance MCP does the same job by conversation inside Claude or ChatGPT, free and open source, and your saved Mint export imports in one message.

The short answer

No, Mint has no MCP server.

No, and Mint itself is gone: Intuit shut it down in 2024 and pointed users to Credit Karma, which keeps the credit features but drops most of the budgeting depth. The Model Context Protocol (MCP) is the open standard that lets AI assistants like Claude and ChatGPT use outside tools; Mint never published an MCP server. If you searched for "Mint MCP" or "connect Mint to Claude", what you are really after is a money tracker that lives inside your AI. That is exactly what MyFinance MCP is.

What you get instead

The same tracking, just by talking

log

Plain-language logging

"Spent 24.50 eur on groceries at Lidl" is the whole workflow. Category, currency and date extracted for you.

scan

Receipt photos

Snap a receipt; your AI parses it in the chat and saves the line items. Images never reach the server.

import

Statement import

Drop a CSV or PDF export: hundreds of rows in one call, duplicates detected, totals reconciled.

cap

Budgets

Monthly caps per category or overall, with live progress. Alerts only when you actually exceed one.

fx

Any currency

Log in whatever you paid in; summaries answer in your base currency with the rate frozen at transaction date.

own

Open source and yours

MIT-licensed. Full CSV export anytime, instant account deletion, self-hosting supported.

Mint vs. MyFinance MCP

How they stack up

Mint

  • Shut down in 2024; no new logging, ads while it lasted
  • Credit Karma migration kept credit scores, not budgets
  • US and Canada bank feeds only
  • No MCP server, no way to use it from your AI

MyFinance MCP

  • Alive, free while in beta, open source (MIT)
  • Budgets, trends and net worth computed in SQL
  • Any currency, any bank via statement import
  • Built as an MCP server: lives inside Claude and ChatGPT

Mint earned its following: it made free budgeting mainstream. This page exists because a lot of its users are still looking for a new home.

Moving from Mint

Your Mint archive has a place to live

If you saved a transaction export before the shutdown, it is not a dead file. Drop the CSV straight into the chat: hundreds of rows import in one call, duplicates are skipped, hand-logged entries merge instead of doubling, and the total is reconciled against the statement.

From there, daily logging is a sentence instead of a form, and every number you ask for (monthly summaries, category trends, net worth) is computed server-side in SQL, never guessed by the AI.

How to switch

Connect in under a minute

Works with any MCP client that supports OAuth 2.0 with PKCE. On first connect you sign in with Google or register with an email and password.

  1. Open Claude and click Customize
  2. Click Connectors
  3. Click +, then Add custom connector
  4. Name it, for example "MyFinance"
  5. Paste https://myfinance-mcp.com/mcp into Remote MCP server URL
  6. Leave the OAuth Client ID and Client Secret fields empty
  7. Click Add, then Connect and sign in

On ChatGPT: Settings, then Apps, then Create app with the same URL using OAuth. Full guide on the home page.

FAQ

Questions, answered

Does Mint have an MCP server?

No official hosted one. Mint cannot run inside Claude or ChatGPT directly. MyFinance MCP is built as an MCP server, so it connects with one URL and an OAuth sign-in.

Can I import my old Mint data?

Yes. Export a CSV (if you saved one before the shutdown) and drop it into the chat with "import this". Rows are deduplicated and the total is reconciled.

Is MyFinance MCP free?

Yes, free while in beta. No ads, no card required. It is open source under MIT, so self-hosting is always an option too.

Does it work with ChatGPT?

Yes. Settings, then Apps, then create a custom app with the server URL using OAuth. It works on every ChatGPT plan, and with Claude, Cursor, Windsurf and any MCP client with OAuth.

Is my data private?

Your data is linked to your account and only you can access it. EU hosting, row-level isolation, no amounts or merchants in server logs, and receipt photos never reach the server at all.

Last updated: July 16, 2026.

Mint, YNAB, Monarch Money, Lunch Money, Copilot Money, Actual Budget, Firefly III, PocketGuard and other product names are trademarks of their respective owners. MyFinance MCP is an independent, open-source project and is not affiliated with or endorsed by them. Comparisons reflect publicly available information at the time of writing and may change.

Track money inside the AI you already use.

Free and open source. It works with Claude, ChatGPT and any MCP client.