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Mint alternative

Looking for a Mint MCP server?

Mint never had one, and Intuit shut the app down in 2024. MyFinance MCP does the same job by conversation inside Claude or ChatGPT, free and open source, and your saved Mint export imports in one message.

The short answer

No, Mint has no MCP server.

No, and Mint itself is gone: Intuit shut it down in 2024 and pointed users to Credit Karma, which keeps the credit features but drops most of the budgeting depth. The Model Context Protocol (MCP) is the open standard that lets AI assistants like Claude and ChatGPT use outside tools; Mint never published an MCP server. If you searched for "Mint MCP" or "connect Mint to Claude", what you are really after is a money tracker that lives inside your AI. That is exactly what MyFinance MCP is.

What you get instead

The same tracking, just by talking

log

Plain-language logging

"Spent 24.50 eur on groceries at Lidl" is the whole workflow. Category, currency and date extracted for you.

scan

Receipt photos

Snap a receipt; your AI parses it in the chat and saves the line items. Images never reach the server.

import

Statement import

Drop a CSV or PDF export: hundreds of rows in one call, duplicates detected, totals reconciled.

cap

Budgets

Monthly caps per category or overall, with live progress. Alerts only when you actually exceed one.

fx

150+ currencies

Log in the currency you paid in, from EUR and USD to RUB, KZT, GEL or TRY (ECB and National Bank of Ukraine rates, plus a daily snapshot for every other ISO currency since March 2024); summaries answer in your base currency with the rate frozen at transaction date.

own

Open source and yours

MIT-licensed. Transactions as CSV and the full profile as one file, anytime; instant account deletion; self-hosting supported.

Mint vs. MyFinance MCP

How they stack up

Mint

  • Shut down in 2024; no new logging, ads while it lasted
  • Credit Karma migration kept credit scores, not budgets
  • US and Canada bank feeds only
  • No MCP server, no way to use it from your AI

MyFinance MCP

  • Alive, free while in beta, open source (MIT)
  • Budgets, trends and net worth computed in SQL
  • 150+ currencies, any bank via statement import
  • Built as an MCP server: lives inside Claude and ChatGPT

Mint earned its following: it made free budgeting mainstream. This page exists because a lot of its users are still looking for a new home.

Moving from Mint

Your Mint archive has a place to live

If you saved a transaction export before the shutdown, it is not a dead file. Drop the CSV straight into the chat: hundreds of rows import in one call, duplicates are skipped, hand-logged entries merge instead of doubling, and the total is reconciled against the statement.

From there, daily logging is a sentence instead of a form, and every number you ask for (monthly summaries, category trends, net worth) is computed server-side in SQL, never guessed by the AI.

How to switch

Connect in under a minute

Works with any MCP client that supports OAuth 2.0 with PKCE. On first connect you sign in with Google or with a one-time code sent to your email.

  1. Open Claude and go to Customize, then Connectors
  2. Click + Add, then Add custom connector
  3. Name it "MyFinance", paste https://myfinance-mcp.com/mcp as the remote MCP server URL and click Continue
  4. Choose Sign in now; if the form asks for an OAuth client, keep Use Claude's published identity (Recommended) (Register automatically works too)
  5. Click Add, then sign in with Google or an email code

On ChatGPT, Cursor or Codex? Follow the install guide for your client. The Claude guide explains each step above.

FAQ

Questions, answered

Does Mint have an MCP server?

No official hosted one. Mint cannot run inside Claude or ChatGPT directly. MyFinance MCP is built as an MCP server, so it connects with one URL and an OAuth sign-in.

Can I import my old Mint data?

Yes. Export a CSV (if you saved one before the shutdown) and drop it into the chat with "import this". Rows are deduplicated and the total is reconciled.

Is MyFinance MCP free?

Yes, free while in beta. No ads, no card required. It is open source under MIT, so self-hosting is always an option too.

Does it work with ChatGPT?

Yes, in ChatGPT on the web with Developer mode: logging works on Business, Enterprise and Edu, Pro gets read-only access, and on Free, Go and Plus you can use it through Codex instead. It also works with Claude, Cursor, Windsurf and any MCP client with OAuth.

Is my data private?

Your data is linked to your account and only you can access it: every query is scoped to your account. EU hosting, no amounts or merchants in server logs, sign-in tokens stored only as a one-way hash, and receipt photos never reach the server at all.

Last updated: October 14, 2026.

Mint, YNAB, Monarch Money, Lunch Money, Copilot Money, Actual Budget, Firefly III, PocketGuard and other product names are trademarks of their respective owners. MyFinance MCP is an independent, open-source project and is not affiliated with or endorsed by them. Comparisons reflect publicly available information at the time of writing and may change.

Track money inside the AI you already use.

Free and open source. It works with Claude, ChatGPT and any MCP client.